{"id":2145,"date":"2025-12-23T13:04:37","date_gmt":"2025-12-23T12:04:37","guid":{"rendered":"https:\/\/loragaleva.com\/?p=2145"},"modified":"2025-10-15T13:07:17","modified_gmt":"2025-10-15T11:07:17","slug":"spese-aggiuntive-acquisto-casa","status":"publish","type":"post","link":"https:\/\/loragaleva.com\/it\/spese-aggiuntive-acquisto-casa\/","title":{"rendered":"Quali spese aggiuntive devi considerare quando compri una casa"},"content":{"rendered":"<p data-start=\"264\" data-end=\"533\">Quando pensi di acquistare un immobile, la prima cifra che valuti \u00e8 il <strong data-start=\"335\" data-end=\"356\">prezzo della casa<\/strong>. Tuttavia, esistono una serie di <strong data-start=\"390\" data-end=\"410\">spese aggiuntive<\/strong> che rientrano nell\u2019operazione e che possono rappresentare <strong data-start=\"469\" data-end=\"499\">tra il 10% e il 15% in pi\u00f9<\/strong> rispetto al valore dell\u2019immobile.<\/p>\n<p data-start=\"535\" data-end=\"639\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2141 size-large\" src=\"https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda-1024x304.png\" alt=\"gastos al comprar vivienda\" width=\"1024\" height=\"304\" srcset=\"https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda-1024x304.png 1024w, https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda-300x89.png 300w, https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda-768x228.png 768w, https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda-1536x456.png 1536w, https:\/\/loragaleva.com\/wp-content\/uploads\/10-gastos-al-comprar-vivienda.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p data-start=\"535\" data-end=\"639\">Conoscerle in anticipo ti permetter\u00e0 di <strong data-start=\"575\" data-end=\"607\">organizzare meglio il budget<\/strong> ed evitare spiacevoli sorprese.<\/p>\n<h2 data-start=\"641\" data-end=\"697\">Principali spese nell\u2019acquisto di una casa in Spagna<\/h2>\n<h3 data-start=\"699\" data-end=\"712\"><strong data-start=\"699\" data-end=\"710\">Imposte<\/strong><\/h3>\n<ul data-start=\"713\" data-end=\"909\">\n<li data-start=\"713\" data-end=\"766\">\n<p data-start=\"715\" data-end=\"766\"><strong data-start=\"715\" data-end=\"728\">IVA (10%)<\/strong>: se acquisti un immobile <strong data-start=\"754\" data-end=\"763\">nuovo<\/strong>.<\/p>\n<\/li>\n<li data-start=\"767\" data-end=\"909\">\n<p data-start=\"769\" data-end=\"909\"><strong data-start=\"769\" data-end=\"817\">Imposta sui Trasferimenti Patrimoniali (ITP)<\/strong>: se acquisti un immobile <strong data-start=\"843\" data-end=\"852\">usato<\/strong>; la percentuale varia a seconda della Comunit\u00e0 Autonoma.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"911\" data-end=\"1082\"><strong data-start=\"911\" data-end=\"921\">Notaio<\/strong><\/h3>\n<p data-start=\"911\" data-end=\"1082\">L\u2019onorario del notaio dipende dal prezzo dell\u2019immobile ed \u00e8 regolato per legge. La sua funzione \u00e8 dare <strong data-start=\"1027\" data-end=\"1046\">validit\u00e0 legale<\/strong> all\u2019atto pubblico di compravendita.<\/p>\n<h3 data-start=\"1084\" data-end=\"1241\"><strong data-start=\"1084\" data-end=\"1112\">Registro della Propriet\u00e0<\/strong><\/h3>\n<p data-start=\"1084\" data-end=\"1241\">Dopo la firma dell\u2019atto, l\u2019immobile deve essere <strong data-start=\"1163\" data-end=\"1203\">iscritto al Registro della Propriet\u00e0<\/strong>, con un ulteriore costo obbligatorio.<\/p>\n<h3 data-start=\"1243\" data-end=\"1400\"><strong data-start=\"1243\" data-end=\"1277\">Agenzia di gestione (gestor\u00eda)<\/strong><\/h3>\n<p data-start=\"1243\" data-end=\"1400\">Se richiedi un mutuo, la gestor\u00eda di norma si occupa delle pratiche connesse. Il costo <strong data-start=\"1367\" data-end=\"1376\">varia<\/strong> in base all\u2019operazione.<\/p>\n<h2 data-start=\"1402\" data-end=\"1427\">Spese legate al mutuo<\/h2>\n<p data-start=\"1428\" data-end=\"1481\">Se finanzi l\u2019acquisto con un mutuo, dovrai sommare:<\/p>\n<ul data-start=\"1482\" data-end=\"1702\">\n<li data-start=\"1482\" data-end=\"1581\">\n<p data-start=\"1484\" data-end=\"1581\"><strong data-start=\"1484\" data-end=\"1509\">Perizia dell\u2019immobile<\/strong>: obbligatoria affinch\u00e9 la banca determini il valore reale della casa.<\/p>\n<\/li>\n<li data-start=\"1582\" data-end=\"1702\">\n<p data-start=\"1584\" data-end=\"1702\"><strong data-start=\"1584\" data-end=\"1608\">Commissioni bancarie<\/strong>: alcune banche applicano una <strong data-start=\"1638\" data-end=\"1665\">commissione di apertura<\/strong> o altri costi collegati al prestito.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1704\" data-end=\"1734\">Altre spese da considerare<\/h2>\n<ul data-start=\"1735\" data-end=\"1920\">\n<li data-start=\"1735\" data-end=\"1842\">\n<p data-start=\"1737\" data-end=\"1842\"><strong data-start=\"1737\" data-end=\"1769\">Spese condominiali arretrate<\/strong>: il proprietario dovrebbe essere in regola, ma \u00e8 bene <strong data-start=\"1824\" data-end=\"1839\">verificarlo<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1843\" data-end=\"1920\">\n<p data-start=\"1845\" data-end=\"1920\"><strong data-start=\"1845\" data-end=\"1877\">Eventuali lavori o migliorie<\/strong> per adattare l\u2019immobile alle tue esigenze.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1922\" data-end=\"1949\">Come evitare imprevisti<\/h3>\n<p data-start=\"1950\" data-end=\"2280\">Molti acquirenti scoprono che il budget iniziale <strong data-start=\"1999\" data-end=\"2026\">non copre tutti i costi<\/strong>. Ecco perch\u00e9 \u00e8 fondamentale <strong data-start=\"2055\" data-end=\"2103\">calcolare con precisione le spese aggiuntive<\/strong> e lasciare un <strong data-start=\"2118\" data-end=\"2142\">margine di sicurezza<\/strong>.<br data-start=\"2143\" data-end=\"2146\" \/>Nel nostro <strong data-start=\"2157\" data-end=\"2193\">servizio di consulenza integrale<\/strong> includiamo questa analisi, cos\u00ec potrai comprare con <strong data-start=\"2246\" data-end=\"2262\">tranquillit\u00e0<\/strong> e senza scossoni.<\/p>\n<p data-start=\"2282\" data-end=\"2587\">Acquistare una casa <strong data-start=\"2302\" data-end=\"2335\">va oltre il prezzo di vendita<\/strong>. Avere chiari <strong data-start=\"2350\" data-end=\"2398\">imposte, notaio, registro e possibili lavori<\/strong> \u00e8 essenziale per evitare imprevisti.<br data-start=\"2435\" data-end=\"2438\" \/>Se desideri essere accompagnato in <strong data-start=\"2473\" data-end=\"2504\">tutte le fasi dell\u2019acquisto<\/strong> e non tralasciare nessun dettaglio, <a href=\"https:\/\/loragaleva.com\/it\/contattami\/\"><strong data-start=\"2541\" data-end=\"2555\">contattaci<\/strong><\/a>: ti seguiremo passo dopo passo.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quando pensi di acquistare un immobile, la prima cifra che valuti \u00e8 il prezzo della casa. Tuttavia, esistono una serie di spese aggiuntive che rientrano nell\u2019operazione e che possono rappresentare&#8230;<\/p>\n","protected":false},"author":3,"featured_media":2141,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_joinchat":[],"footnotes":""},"categories":[103,85],"tags":[],"class_list":{"0":"post-2145","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-comprare-una-casa","8":"category-personal-shopper-immobiliare"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Spese aggiuntive da considerare quando compri una casa<\/title>\n<meta name=\"description\" content=\"Scopri quali spese aggiuntive considerare quando compri una casa: imposte, notaio, registro, mutuo e lavori. 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