Investing in real estate
Investments for all budgets
Do you think your investment budget is low or have you been told that you can’t find anything with what you have? Or, on the contrary, do you have a good budget but fear that the investment will not be profitable and you will end up losing money?
Don’t worry, it rings a bell! My team and I already have a master’s degree in situations like yours. We have encountered a large number of buyers who have come to us thinking that their project was a hopeless case or destined for bankruptcy. But, we can assure you, there is a type of investment for every pocket and with minimal risk!
The path to steady income and equity growth
I warn you that investing can be addictive and become an operation that you start to perform on a recurring basis. And I wish it from the bottom of my heart! Because it would mean that everything is going smoothly.
When I began to see and understand the returns that can be generated, I decided to develop a department, independent and specialized in the different types of investments, to offer opportunities to those buyers who are looking to generate income and grow their wealth. If this is your case, you are in the right place!
Your investment, without limits or surprises
We do not ask for a minimum budget
In our philosophy, there is no such thing as asking you for a minimum budget with which to start working for you. we consider that there are no low budgets! Another thing is that what you have in mind is totally unfeasible but, if that is the case, we will tell you and we will propose you, within your possibilities, other options, in which you had not thought of, to achieve your real estate investment.
We leave nothing to chance
When you hire the service of Personal Shopper Real Estate, you expect that both my colleagues and I, we go out of our way to find “that” opportunity, with which you decapitalize as little as possible and get the maximum profitability. Clearly, if you had the time and tools to do it yourself, you would not pay third parties to provide the service. So, if we are going to work together, it is to put all our knowledge on the table and evaluate the pros and cons of each option we present to you. This means, calculating net returns, and when we talk about net returns it is net, everything is based on real numbers. It’s a matter of mathematics, when buying for investment you have to think with a cool head, here emotions can play a dirty trick, so they can’t enter the equation.
You are not in danger
We consider risk, time horizon, financial goals and economic outlay. And how do we prepare the study? Easy, for each property we will show you at least three possible profitability scenarios. The key is to anticipate with a complete picture of the margins in which we can move, to make a decision for or against. The more realistic, the greater the probability of success and the less danger!
”I help my clients achieve financial freedom by investing in real estate. Investing is a real opportunity for anyone who knows what they are doing, whoever is not in this business is because they do not know how to do it.
Lora Galeva
Real estate investment services
What are the most profitable types of real estate investments?
Buy-to-let
Buy-to-let is the most common option and one of the most stable if we talk about real estate investments, in fact, is considered one of the safest alternatives. Especially if we take into account that the demand for rentals has been growing for years throughout Spain. Everything points to the fact that this trend is here to stay.
By applying some tactics you can know if the property will be profitable. It is necessary to choose the right property, to take into account the purchase price, the expenses, its revaluation, to calculate the profitability and the economic effort. But when all these factors come together, there is an opportunity.
And, there is a formula for success in this type of operation: buy cheap – invest the minimum – pay the maximum amount possible for the rent.
When buying to rent, the profit is obtained from the rent paid by the tenant. The gain will be greater or lesser depending on the ability to buy below market price and invest the minimum possible capital to prepare the property.
It is a type of investment with long-term sustainable profitability. It is an excellent store of value because there will always be people who need to rent and, in the worst case, it could be put up for sale.
It is important to explain that, in the Spanish real estate market, there are several rental modalities that can be adapted to the needs of both landlords and tenants.
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Buy to sell – House Flipping
House flipping consists of buying, renovating and selling again, obtaining a significant profit in the process.
The key lies in buying homes below market price but, how easy is it to find “second-hand” properties for sale? Well, I’d be lying to you if I told you it was simple, my team and I have to be on alert and keep our eyes open for these opportunities.
You have to be very astute and focus on looking for properties that have some kind of “snag” that has a solution. For example: need for comprehensive renovation, urban planning problems, change of use, legal proceedings in progress, squatting, etc. I know this is scary to read, but these are problems that can be solved. It is a matter of desire and patience.
In this type of real estate investment, the formula for success to achieve profit is based on:
- Buying below the market price, where apart from all the above, influences the negotiation skills you have.
- Add value to the property to be acquired by the future buyer. This refers to renovating the home in a way that increases its value and/or resolving any of the problems outlined above.
House flipping generates higher returns in the short term as the returns obtained after the renovation can be really high. But it is also a riskier investment that depends, to a large extent, on the investor’s experience and skill. It is essential to analyze all costs in detail and the minimum amount that should be obtained in the subsequent sale to assess the profitability and weigh whether or not our investment would be amortized.
In conclusion, the benefits can be very high but, on the other hand, it is necessary to dedicate a lot of time to each investment and requires previous experience.
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Purchase of offices or commercial premises for lease or resale
Buying premises and offices with the purpose of renting or reselling is an interesting real estate investment strategy. It involves acquiring business assets with the objective of generating passive income through long-term rental income or short-term profit through sale after appreciation in the value of the asset.
Buy-to-let
Regular income can be obtained from the tenants’ rent. This cash flow can provide a stable source of long-term income and help cover property-related expenses such as mortgage payments, taxes and maintenance. This can be especially attractive for investors seeking to diversify their income and hedge against market volatility. In addition to rental income, owners can also benefit from appreciation in the value of the asset over time. If the value of the property increases, the owner can realize significant gains by selling the property in the future.
Buy to resell
By purchasing premises or offices with the intention of reselling them, investors can take advantage of market opportunities for short-term gains. This can be especially lucrative in areas where property values are rising due to market demand or urban development. Buy to resell involves a more active investment strategy in which investors seek to identify and take advantage of market opportunities, such as undervalued properties or properties with upside potential, for quick profits. Unlike long-term leasing, which involves committing to a lease for several years, buying to resell offers flexibility in terms of investment timing. Investors can decide when to buy and sell the property based on market conditions and their financial objectives.
Buying retail and office space for lease or resale can offer both short and long-term profitability advantages, however, it is important to conduct thorough due diligence, understand the associated risks and consider personal financial objectives before embarking on this real estate investment strategy.
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REAL ESTATE BUYER’S AGENT SERVICES
Lora Galeva, buying and investment expert
I have experienced all the uncertainties and fears that can arise when buying a property, and that’s why I position myself entirely on the buyer’s side, representing and fighting for their interests.
I work exclusively for the buyer, turning the purchase into a pleasant experience with zero stress or anxiety, while my client spends their time on other important engagements. In other words, I don’t sell houses, I sell the time I will dedicate to the project.
”Every client who decides to work with me is a VIP. They don't have to be a VIP when they step out of the house, they become a VIP the moment they contract my services.
